How Brexit affects buying property in Bulgaria for UK citizens. Learn about legal changes, residency rules, and property ownership restrictions post-Brexit.
Brexit changed the legal status of UK citizens in the EU, including Bulgaria. While British buyers can still purchase property, they now face new rules around land ownership, residency, and visa access. Here’s what’s changed and how to move forward confidently.
1. You’re Now a Non-EU Citizen in Bulgaria
✅ UK citizens are no longer treated as EU nationals.
✅ This means they’re subject to third-country rules on residency, property ownership, and visa requirements.
✅ You can still buy a home, but conditions vary by property type.
2. You Can Still Buy Property—With Some Restrictions
✅ UK citizens can buy apartments and buildings freely.
✅ To buy agricultural land or land without a building, you must register a Bulgarian company.
✅ This is standard for all non-EU buyers.
Learn how at How to Set Up a Bulgarian Company to Own Land.
3. You’ll Need a Visa for Long-Term Stay
✅ You can visit Bulgaria for up to 90 days within a 180-day period without a visa.
✅ For anything longer, including moving or retiring, you’ll need to apply for a Type D visa and residence permit.
See the full breakdown at Residency & Visa Rules for UK Buyers in Bulgaria.
4. Banks and Financing May Have Stricter Requirements
✅ Some Bulgarian banks now require more documentation from UK citizens.
✅ You may need higher deposits or proof of income.
✅ Remote account opening is still possible with help from a lawyer or agent.
Read more at How UK Residents Can Get a Mortgage in Bulgaria and How to Open a Bank Account in Bulgaria.
5. Legal Representation Is Even More Important Now
✅ Navigating post-Brexit rules can be complex.
✅ Always work with a lawyer who understands UK-BG cross-border issues.
✅ Move2BG helps you connect with vetted English-speaking legal professionals.
See guide: How to Hire an English-Speaking Lawyer in Bulgaria.
Conclusion: Brexit Changed the Rules—But Buying Property Is Still Possible
Although there are extra steps, UK citizens can still buy property in Bulgaria with confidence. The key is understanding the new framework and getting the right support.
Explore the full purchase process at How to Buy Property in Bulgaria Step-by-Step Guide.
Useful Resources for UK Citizens Post-Brexit
1️⃣ UK Government: Living in Bulgaria – Official advice for UK nationals abroad
2️⃣ Bulgarian Ministry of Foreign Affairs – Visa types and legal guidance
