How to Buy Property in Bulgaria from the UK

How to buy property in Bulgaria from the UK. Learn the steps, legal process, and how to purchase remotely while handling documents and payments securely.

Purchasing property in Bulgaria while based in the UK is very achievable with the right support and planning. This guide explains the entire process—how to view properties, handle paperwork, and complete the purchase remotely.

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1. Find a Reliable Real Estate Agent or Local Contact

✅ Work with Move2BG, which specializes in helping UK buyers purchase Bulgarian property remotely.
✅ We can act as your agent, or help you hire trusted local agents and independent lawyers based on your needs.
✅ We also assist with video tours, local insights, and full support throughout the process.

For places worth considering, see Best Locations for British to Buy in Bulgaria.

2. Hire a Trustworthy English-Speaking Lawyer

We at Move2BG can provide access to experienced lawyers, or help you hire independent legal professionals based on your preferences.

✅ A lawyer will handle contract reviews, due diligence, and land registry documents.
✅ You can issue Power of Attorney (PoA) so they can represent you without travel.
✅ They can manage payments, submit applications, and finalize the transaction.

For legal support, read How to Hire an English-Speaking Lawyer in Bulgaria.

3. View Properties Remotely or Visit Bulgaria

✅ Many UK buyers now complete virtual viewings.
✅ Ask for detailed videos, live walkthroughs, and updated condition reports.
✅ Or plan a short trip for personal viewings.

For preparation, check Property Viewing Checklist for UK Buyers.

4. Secure Financing, Open a Bank Account or Transfer Funds

✅ Mortgages are available to UK residents through Bulgarian banks (with conditions).
✅ You can also transfer funds via a UK bank or Wise account.
✅ Use secure escrow services to protect payments.
✅ Opening a Bulgarian bank account can simplify payments and help with future property costs.

For step-by-step instructions, read How to Open a Bank Account in Bulgaria.

Learn more at How UK Residents Can Get a Mortgage in Bulgaria.

5. Finalize the Sale & Register Ownership

✅ Once terms are agreed, your lawyer drafts the preliminary contract (more info)—this document defines the core terms and legally binds both parties.
✅ You’ll pay a deposit (usually 10%).
✅ The notary deed is signed by your PoA and registered officially.

Your lawyer should check for encumbrances and legal issues as part of the due diligence process. See How to Check a Property for Debts & Legal Issues.

6. Understand the Full Costs

✅ Property purchase tax: 0.1%–3%
✅ Notary, legal, and translation fees
✅ Ongoing taxes and maintenance

Full breakdown at Costs & Fees for UK Buyers in Bulgaria.

Conclusion: Buying from the UK Is Simple with the Right Support

Buying property in Bulgaria from the UK is 100% doable—remotely and securely. With the right lawyer, real estate agent, and clear steps, you can own your dream home or investment abroad without needing to be there in person.

For a full overview, read the How to Buy Property in Bulgaria Step-by-Step Guide.